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Foa & Son Exclusive Newsletters

2016 Fall

Business Interruption Insurance

Becoming acquainted with this form of insurance coverage and how it can bridge unexpected periods of change in business, brought on by indirect or consequential loss or damage.

Blue Water Hull, Business Interruption, Commercial Insurance, Extra Expense, Food Industry, Life Sciences, Property Insurance

Foa & Son Exclusive Newsletters

2016 Summer

Family Health Insurance Tops $17,000

According to a recent Wall Street Journal article, the average cost of employer health coverage for a family plan has risen steadily.

Commercial Insurance, Construction, Employee Benefits, Family Offices & Foundations, Food Industry, Insurance Trends, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Real Estate Owners & Developers, Retail & Apparel, Social Services Sector

Foa & Son Exclusive Newsletters

2016 Summer

Reporting Employment Liability Claims

The bigger your organization, the more employees you have, the more onerous the regulations, and the bigger the chance of running afoul of one of them, or at least being accused of that. This is where Employment Practices Liability insurance comes in.

Claims, Commercial Insurance, Construction, Employment Practices Liability, EPL, Family Offices & Foundations, Food Industry, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Private Insurance Advisory, Real Estate Owners & Developers, Retail & Apparel, Social Services Sector

Foa & Son Exclusive Newsletters

2016 Summer

WC Waiver of Subrogation

Here’s another similar problem sometimes seen in contracts, a requirement for a worker’s compensation waiver of subrogation.

Commercial Insurance, Construction, Contracts and Risk Transfer, Family Offices & Foundations, Food Industry, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Private Insurance Advisory, Real Estate Owners & Developers, Retail & Apparel, Risk Transfer, Social Services Sector, WC, Workers Comp

Foa & Son Exclusive Newsletters

2016 Spring

Work injury reporting rules raise concerns

The new standard, effective January 1, 2015, requires that OSHA be notified within eight hours of a fatality and 24 hours of an employer learning of a serious injury.

Commercial Insurance, Construction, Family Offices & Foundations, Food Industry, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Real Estate Owners & Developers, Retail & Apparel, Safety at Work, Social Services Sector, WC, Workers Comp

Foa & Son Exclusive Newsletters

2016 Spring

Surplus Lines Policy Disclosure Language – What Does It Mean?

It’s more common than ever these days for insurance buyers to find themselves buying policies from non-admitted insurance companies.

Automotive, Blue Water Hull, Commercial Insurance, Construction, Coverage Issues, Family Offices & Foundations, Food Industry, Life Sciences, Multinational Services, Municipialities, Private Insurance Advisory, Real Estate Owners & Developers, Retail & Apparel, Risk Management, Social Services Sector

Foa & Son Exclusive Newsletters

2016 Spring

Commercial Umbrella Liability Insurance

Most of our clients these days buy an umbrella or excess liability policy. It’s a sensible thing to do, with multi-million dollar jury awards becoming increasingly commonplace.

Automotive, Commercial Insurance, Construction, Coverage Issues, Family Offices & Foundations, Food Industry, Liability Insurance, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Real Estate Owners & Developers, Retail & Apparel, Social Services Sector

Foa & Son Exclusive Newsletters

2016 Winter

2015 Changes to Crime Policy Forms

The Insurance Services Office (ISO), the organization that drafts standard policy forms used by much of the property and liability insurance industry, revises its forms periodically. ISO introduced some changes to standard crime policy forms in November, 2015.

Commercial Insurance, Construction, Coverage Issues, Family Offices & Foundations, Food Industry, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Property Insurance, Real Estate Owners & Developers, Retail & Apparel, Social Services Sector

Foa & Son Exclusive Newsletters

2016 Winter

OSHA Fines to Increase in 2016

In another employment related development, OSHA fines are set to increase in 2016 for the first time in 25 years. A provision that allows OSHA to hike maximum penalties for violations by about 78 percent was added by Congress to the budget bill signed by President Obama on November 2.

Automotive, Blue Water Hull, Commercial Insurance, Construction, Employee Benefits, Family Offices & Foundations, Food Industry, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Real Estate Owners & Developers, Retail & Apparel, Safety at Work, Social Services Sector, WC, Workers Comp

Foa & Son Exclusive Newsletters

2016 Winter

Wage & Hour Lawsuits Hit Record Levels

Continuing with employment practices liability risks, wage and hour litigation has been a persistent and worsening problem for employers all over the country, and the news is getting worse.

Automotive, Blue Water Hull, Commercial Insurance, Construction, Coverage Issues, Employment Practices Liability, EPL, Family Offices & Foundations, Food Industry, Life Sciences, Multinational Companies, Multinational Services, Municipialities, Private Insurance Advisory, Real Estate Owners & Developers, Retail & Apparel, Social Services Sector