Foa & Son specializes in the risk management and insurance needs of municipalities.
Municipalities Insurance Solutions
Municipality officials have neither the time nor the experience to become insurance experts. For the most part, town and village staff levels are at all-time lows, yet risks are always increasing. Municipalities do not need someone to just sell them insurance; they need a partner who can essentially become their insurance department.
Foa & Son takes the responsibility of servicing a town’s or village’s insurance needs very seriously. There is so much more to an effective risk management strategy than purchasing coverage, and we are ready to help guide municipalities through it all: from employee safety training, to claims reviews that identify fraud or unsafe conditions, as well as legal assistance.
Purchasing insurance polices, Foa & Son helps save municipalities money — normally 17% or more — by reviewing and auditing all current coverages, benchmarking the town’s or village’s coverages and limits against similar sized municipalities, and aggressively negotiating with A-rated insurance companies to obtain the lowest rates. Foa & Son negotiates the lowest premiums from A-rated insurers for insurance that is really needed.
Municipalities Insurance Experts
Email Foa & Son a copy of your village’s current insurance policies to Foa & Son, and we’ll get to work immediately.