Social Services Sector
Foa & Son specializes in the insurance and risk management needs of Social Service organizations.
Social Services Industry Insurance Solutions
Whether you are involved in counseling and support, care for those with special needs or without adequate resources, or educational/religious services , your social service organization faces unique risks, and you need a broker who understands the maze of insurance coverages that makes all the difference in ensuring your continued service to the community.
Foa & Son has a long tradition of expertise in, and support of, Social Service and Not-For Profit Organizations. Our practice group knows the ins and outs of cost effective solutions that work: from insurance coverages that give you peace of mind when your volunteers and employees are working in the field to Extra Expense endorsements that will help keep your operation running after a major storm or fire to coverage that protects your religious documents, stained glass, and other artifacts.
Exclusive articles relating to Social Services insurance
The past couple of decades have seen businesses turn increasingly to PEO’s (professional employer organizations) and staffing agencies to fill both permanent and short term labor needs. There are many advantages to using these types of services, but with their use comes an additional liability risk for the businesses using them.
It’s Spring, and right on schedule many areas face renewed risk of flood from snow melt and spring precipitation. Recent trends of more frequent, severe and unpredictable weather events can’t be denied, and smaller “nuisance” flood events are occurring coast to coast. Although each event is considerably smaller than the large-scale floods covered by the news, the frequency of their occurrence is much higher, creating a hefty financial impact on cities and their citizens.
Leases are always a potential source of insurance problems. When they are lacking even a small clause, such as a subrogation waiver, the client is left vulnerable to an allegation of responsibility or liability of a loss. Without careful attention by attorneys in the reviewal of leases, a tenant could be at risk for being pursued by the landlord’s insurance company for retribution.
The dangerous condition that cropped up in northern California in February at the Oroville Dam highlights a real issue for business owners and risk managers posed by the deteriorated condition of our nation’s infrastructure. Much of the nation’s roads, bridges, dams, ports and other vital areas have surpassed their intended lifetimes. A well written insurance program is necessary to anticipate the disasters that are inevitable due to the deteriorated infrastructure.
Social Service Industry Insurance Experts
Contact us to find out how Foa & Son’s Social Services Practice can assist your organization.