The standard ISO (Insurance Services Office) business auto insurance policy, widely used to afford coverage for commercial motor vehicles, uses an interesting way to determine what types of vehicles are actually covered by the policy…symbols.
If you are a fiduciary and you haven’t taken a look at the plans you are responsible for in a while, now is the time to do that. You should also review your fiduciary liability policy; we can help you with that.
The NFIP (National Flood Insurance Program) is undergoing some significant changes as a result of passage of the Biggert-Waters Flood Insurance Act of 2012 (BW-12) and the Homeowner Flood Insurance Affordability Act (HFIAA) of 2014
For individuals or businesses insuring just one or a few vehicles hail claims can be an annoyance , but for organizations operating larger fleets in areas prone to hail damage, a hailstorm can leave a large number of vehicles with heavy damage from an event that can last only minutes (the average hailstorm lasts just six minutes).
It’s almost impossible these days to find a construction contract that doesn’t include “hold harmless”, “indemnification”, “additional insured”, and/or “waiver of subrogation” provisions somewhere. These are clauses that attempt to hold the subcontractor legally accountable for job-site accidents and injuries.
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