What should I do if I need to submit an insurance claim because I have damage caused by this storm?
Recommended steps to minimize injury, protect property, and expedite an insurance claim:
- Do nothing that risks personal safety
- Take reasonable steps to prevent further damage to property under your control.
- Take photos or video of any damaged property to document your loss.
- Take steps to perform or hire contractors to perform necessary emergency repairs.
- Before engaging a contractor make sure insurance will cover the costs.
- Remember to not make a decision in crisis and ensure that the scope of work and price is fair.
- Report the claim directly to the insurance company. Contacting the insurer directly is the fastest way to obtain claims assistance. This will allow your claim to be seen and paid more quickly.
There is a link to most insurer telephone claims reporting numbers below. Be advised that claims reporting lines may be overwhelmed. If possible, report a claim on your insurers’ website.
- Then report your claim to Foa & Son during business hours. As always, we are available on an emergency basis 24 hours a day.
Foa & Son can assist you in securing trusted professionals to assist you with your claim. Please contact us if you need access to property remediation companies, public adjusters or marine surveyors who can assist in maximizing your claim recoveries on large losses. Some of the costs may be recoverable through insurance.
Insurance Company Storm Center
