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Commercial Risk

Your industry is always changing. You need your insurance broker to keep up.

We understand your insurance requirements, because we understand your business. We will design and maintain a strategic commercial coverage program to protect your business today -- and enable it to grow tomorrow.

TALK TO AN EXPERT160 Years in Business

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Private Clients

You work hard for your personal assets. You shouldn’t have to work hard to protect them.

You deserve more than an off-the-shelf personal insurance policy. For tailored protection that maximizes your coverage and minimizes your premiums, count on your Foa & Son broker to be with you for the long term.

REACH OUT TODAY160 Years in Business

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Protect your company’s most valuable assets: your people.

Today's business environment requires sophisticated employee benefit programs, customized to attract and retain talent. With over 150 years of experience, our exceptional vision and tested solutions will help you meet your goals.

CONNECT WITH OUR TEAM160 Years in Business

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Who We Are

Since 1861, five generations of Foas have been international insurance brokers.

After 160 years of responding to our clients’ changing needs, we know the only thing that’s constant is the need to manage risk. Our team of Foa & Son advisors stand ready to assist you in all your insurance needs.

LEARN MORE ABOUT US160 Years in Business

Latest Blog Posts

Commercial Insurance

Commercial Property Insurance: Navigating a Tough Market

While Commercial Property Insurance remains a tough market characterized by unfavorable rates, stringent underwriting, and limited capacity, the good news is that organizations can adopt strategies to enhance their marketability. More encouraging still, relief is emerging on the horizon. Business Insurance reported in a recent article, “Commercial property insurance rate hikes come…
Employee Benefits
Managing Employee Health Benefits: The Advantages of Self-Funding
Commercial Insurance
Builders’ Risk Insurance: A Key Part of Construction Risk Management

Latest Social

Foa & Son
Foa & Son3 weeks ago
And that’s a wrap on the 2024 World Money Fair! Our numismatic insurance expert Michael Pearl had an excellent time connecting with old and new friends in Berlin for many fruitful conversations.

Didn’t have a chance to meet up with Michael?

No problem — you can still stay in touch by contacting him directly here:

Until next year, auf wiedersehen, Berlin!
Foa & Son
Foa & Son4 weeks ago
A huge congratulations to the 2024 NFI Future Leaders graduates! We are proud supporters of this program that helps build and open doors for the next generation of seafood industry leaders. Thank you to NFI for the work you do.

Our Mission

Our mission at Foa & Son is to partner with our clients so that we can effectively meet their needs for risk management and insurance.

We do that by providing them with comprehensive insurance coverages customized for their business risk. Each client receives service through one of our practice areas headed by a senior executive with at least two decades of insurance experience. Our local knowledge, national experience, and international capabilities continue the legacy of our founder, Fortunato Foa, who sought to improve the way companies viewed and managed risk.

Emerging Issues

A resource center with information on emerging insurance issues that may affect your business and personal assets.

Learn More About Emerging Issues
Industry Expertise

Foa & Son has a deep understanding of our clients’ industries so that we can build tailored, superior insurance solutions.

Employee Benefits

Foa & Son is your single source for all your company’s benefits needs, including health and life insurance and retirement plans.


Relationships with global underwriters, market knowledge and technical expertise mean that sophisticated global insurance products are no longer just for the Fortune 500.