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Commercial Risk

Your industry is always changing. You need your insurance broker to keep up.

We understand your insurance requirements, because we understand your business. We will design and maintain a strategic commercial coverage program to protect your business today -- and enable it to grow tomorrow.

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Private Clients

You work hard for your personal assets. You shouldn’t have to work hard to protect them.

You deserve more than an off-the-shelf personal insurance policy. For tailored protection that maximizes your coverage and minimizes your premiums, count on your Foa & Son broker to be with you for the long term.

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Protect your company’s most valuable assets: your people.

Today's business environment requires sophisticated employee benefit programs, customized to attract and retain talent. With over 150 years of experience, our exceptional vision and tested solutions will help you meet your goals.

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Who We Are

Since 1861, five generations of Foas have been international insurance brokers.

After 160 years of responding to our clients’ changing needs, we know the only thing that’s constant is the need to manage risk. Our team of Foa & Son advisors stand ready to assist you in all your insurance needs.

LEARN MORE ABOUT US160 Years in Business

Latest Blog Posts

Commercial Insurance

Navigating Employee Benefits: Is a PEO Right for Your Business?

In today's fast-paced and competitive business landscape, attracting and retaining top talent is more crucial than ever. A robust employee benefits program can be the key to achieving this goal, but for many small and medium-sized businesses (SMBs), managing employee benefits and navigating the complex world of HR compliance can…
Commercial Insurance
Property and Casualty Insurance for Food Processing and Distribution
Commercial Insurance
Commercial Property Insurance: Navigating a Tough Market

Latest Social

Foa & Son
Foa & Son2 weeks ago
Despite the clear advantages of offering a comprehensive benefits program, many SMBs find themselves ill-equipped to handle the associated challenges. Managing employee benefits requires a significant investment of time and resources, which can be particularly burdensome for smaller organizations.

That's where Foa & Son Senior Vice President Nicos Mamatos comes in.

Having more than 35 years of experience in the benefits arena, Nick uses his strong management and relationship skills to help serve key clients and ensure continued positive experiences for them. His knowledge of alternative funding, PEOs, exchanges, medical benefits, dental benefits, voluntary benefits, executive benefits, and ancillary benefits enables him to provide clients with an overall solution for their total benefit package.

Don’t let limited resources hold you back any longer—reach out today and discover how Nicos can help your business reach new heights:
Foa & Son
Foa & Son2 months ago
Meet Michael!

As a Senior Vice President and practice leader of the Food & Beverage Industry Practice at Foa & Son, Michael Lieberman has a sharp focus on the unique benefits of specialty insurance products such as marine cargo, rejection, and contamination and recall.

He takes great pride in understanding his clients’ business, delivering insurance products that meet or exceed expectations, and maintaining close working relationships with clients.

Well recognized for his work in the food industry, he has built custom programs for food importers/exporters, grower/shippers, wholesale distributors, and processors. These programs tackle exposures in the food industry that are commonly uninsured or underinsured under standard, off-the-shelf insurance products.

To learn more about Michael and reach out, click here:

Our Mission

Our mission at Foa & Son is to partner with our clients so that we can effectively meet their needs for risk management and insurance.

We do that by providing them with comprehensive insurance coverages customized for their business risk. Each client receives service through one of our practice areas headed by a senior executive with at least two decades of insurance experience. Our local knowledge, national experience, and international capabilities continue the legacy of our founder, Fortunato Foa, who sought to improve the way companies viewed and managed risk.

Emerging Issues

A resource center with information on emerging insurance issues that may affect your business and personal assets.

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Industry Expertise

Foa & Son has a deep understanding of our clients’ industries so that we can build tailored, superior insurance solutions.

Employee Benefits

Foa & Son is your single source for all your company’s benefits needs, including health and life insurance and retirement plans.


Relationships with global underwriters, market knowledge and technical expertise mean that sophisticated global insurance products are no longer just for the Fortune 500.