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Your industry is unique. Your risk management solutions should be, too.

Build a tailored commercial insurance program with a broker who knows your industry.

When it comes to commercial insurance, one size does not fit all. Each industry presents a unique risk profile, with specific exposures and exclusions. Yet many brokers pursue a generalized approach.

At Foa & Son, we believe that selling an off-the-shelf insurance product isn’t enough. To be true risk advisors, we need to understand the unique challenges and specific risks of your industry. Focusing on specialization allows us to act as more than just insurance brokers. We act as trusted advisors, dedicated to applying our deep knowledge to build tailored, superior insurance solutions.

There is no substitute for expertise. For 160 years, we have invested in developing and expanding our knowledge base specific to the industries that we represent.  That means listening and learning when our clients describe pressing non-insurance issues. It means engaging in industry-specific trade organizations. And it means attending industry events where we educate, learn, and stay on top of the latest trends.

Is your broker a jack-of-all-trades, who knows a little bit about a lot of industries? There’s a reason a jack-of-all-trades is a master of none. What does that mean for you? There may be exclusions in your business insurance policy that your broker missed. Retailers and food distribution companies have similar inventory exposures but vastly different product recall profiles. A contractors’ liability is, in some locales, a hundred times higher than an in house  building maintenance team. A life sciences manufacturer has vastly different exposures than traditional manufacturers. Through industry specialization, Foa & Son can pinpoint exposures, and customize insurance coverages.

Select your industry below to learn how we can help.

It is comforting to have such qualified professionals attending to our needs.

George Lemery

President, American Seafood Imports

“From the start I could tell they really knew what they were doing. They took the time to listen to what we wanted, then delivered an amazing bid.”

Jill Simon Shapiro

Town of New Castle Administrator

“Foa & Son has provided us with a solid foundation of insurance protection, allowing me to take the necessary risks to grow my business.”

Larry Praeger

CEO - Dr. Praeger’s Sensible Foods

“Outstanding Guidance, Exceptional Service and Consummate Professionalism.”

Adrianna E. Paradiso

Member & Manager, Paradiso Rosen Management LLC
“Today’s luxury brands require risk management comprised of industry specific knowledge and global expertise. Foa & Son brings both of those things to the table.”

Vincent Ottomanelli

CEO - Ferragamo USA

“From cold chain storage to contamination risks, Foa & Son helps us mitigate risk so we can concentrate on delivering safe food to our customers.”

Andrew Gellert

President - Gellert Global Group