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Employee Benefits

Navigating Employee Benefits: Is a PEO Right for Your Business?

In today’s fast-paced and competitive business landscape, attracting and retaining top talent is more crucial than ever. A robust employee benefits program can be the key to achieving this goal, but for many small and medium-sized businesses (SMBs), managing employee benefits and navigating the complex world of HR compliance can…

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Property and Casualty Insurance for Food Processing and Distribution

The journey of food from farm to fork is a complex one, involving numerous businesses along the global food and beverage supply chain. From suppliers and manufacturers to processors, importers, and distributors, each player faces unique challenges in today’s volatile world. Securing the right property and casualty (P&C) insurance is…

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Commercial Property Insurance: Navigating a Tough Market

While Commercial Property Insurance remains a tough market characterized by unfavorable rates, stringent underwriting, and limited capacity, the good news is that organizations can adopt strategies to enhance their marketability. More encouraging still, relief is emerging on the horizon. Business Insurance reported in a recent article, “Commercial property insurance rate hikes come…

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Managing Employee Health Benefits: The Advantages of Self-Funding

As employee healthcare costs continue their relentless upward march, businesses today face intense pressure to balance attracting top talent through employee health benefits with managing spiraling medical insurance expenses. Employer-sponsored health benefits have become a pivotal component in recruiting and retaining workers in a competitive labor market. However, rising premiums…

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A photo of an employee holding their head while they work at a laptop.

Self-funding Cuts Benefit Costs for Employers

By Nicos Mamatos -- Frustrated by the escalating cost of employee health insurance, small and midsize employers increasingly are turning to self-insurance. Employers that self-fund their employees’ health benefits save money by avoiding state premium taxes assessed on insured benefit plans, which shaves 1.5% to 3% off their annual cost....
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