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Producer Spotlight: Michael Pearl

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As the Precious Metals, Fine Art, Jewelry & Specie Practice Leader at Foa & Son, Michael Pearl prides himself on exceptional customer service. What's his secret? For Michael, applying specialized expertise helps create unique solutions for his clients.  After graduating from the University of Colorado with a Bachelor's degree in...
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drones and your insurance

Drones and Your Insurance

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In recent years use of drones (unmanned lightweight aircraft controlled by an operator on the ground) has exploded. Industries and businesses have found many uses for them. Utilities and pipelines use drones as a cost effective substitute for manned inspectors. Construction companies keep tabs on jobs remotely. Commercial property owners...
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good cyber insurance

What Makes a Good Cyber Insurance Policy?

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Businesses are buying Cyber policies at a rapid rate. Two main reasons for this are the unending stream of reports of breaches as cybercriminals find ways to attack even the largest, most sophisticated organizations, and the fact that insurance policies have evolved to a point where they offer real value...
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insurance loss creep

Loss Creep and the Hard Insurance Market

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Here’s a term you’ll likely start hearing more frequently… “loss creep”. The commercial property and casualty insurance market is getting harder, faster, than many expected or predicted, and in unusual ways. One major driver for this trend is reinsurance rates. Reinsurers are companies that write insurance for insurance companies. By...
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