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A photo of an employee holding their head while they work at a laptop.

Self-funding Cuts Benefit Costs for Employers

By Nicos Mamatos -- Frustrated by the escalating cost of employee health insurance, small and midsize employers increasingly are turning to self-insurance. Employers that self-fund their employees’ health benefits save money by avoiding state premium taxes assessed on insured benefit plans, which shaves 1.5% to 3% off their annual cost....
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