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Supply chain disruption: is your food & beverage business covered?

By Michael Lieberman -- As the spread of COVID-19 continues to disrupt global supply chains, many owners of food and beverage businesses are wondering whether their commercial insurance programs will reimburse them for lost revenues. Lost revenues can stem from not being able to receive an international shipment, to not...
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March 10, 2020
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Will Business Insurance Cover Losses Related to Coronavirus?

We’re seeing more and more clients impacted by coronavirus shutdowns. Inevitably that begs the question: does my business have coverage? An article in Insurance Journal discusses various coverage theories that may be applicable to coronavirus related losses. The article states that many claims are being filed, but there are major...
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February 25, 2020
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What to Look for When Hiring a Commercial Insurance Broker

 Your current commercial insurance broker might have been the right choice a few years ago when the insurance market was soft, but 2020 is a different story. We’ve entered a hard insurance market, and rate hikes and coverage restrictions are expected to continue across most lines. But, with good advice...
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February 11, 2020
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Rate Hikes and the 2020 Insurance Market

WHAT DO RATE HIKES MEAN FOR THE 2020 INSURANCE MARKET? After more than a decade of flat or decreasing premiums, prices rose across many lines in 2019. As the dust settles, you may be asking yourself what does 2020 look like? The property/casualty insurance market is at a point not...
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February 4, 2020
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A Closer Look at Directors and Officers (D&O) Insurance

If you’ve been on the fence about getting Directors and Officers (D&O) insurance for your private business, now is the time to take a closer look at its many benefits. For publicly traded companies, D&O insurance liability policies are an absolutely essential insurance. Shareholder lawsuits against the directors and officers...
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January 28, 2020
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Foa & Son, Leading Insurance Brokerage Firm, Launches New Website

Foa & Son Corp. has launched a new website to serve clients and prospects who want to learn more about the firm and their unique abilities. Highlights include their specialty niches and international reach and expertise. Visitors to the site will be able to connect with experts in their particular...
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January 21, 2020
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Avoid Workers Compensation Insurance Traps for Non-USA Companies

Every state in the USA requires that workers injured on the job be covered by Workers’ Compensation insurance, and most USA employers know how to purchase this coverage as part of their normal business practices. However, complications can arise when non-USA companies send workers to the USA and these workers...
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January 14, 2020
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Commercial Insurance Market Forecast for 2020: The Hard Market is Here

It is becoming increasingly clear that a hardening property/casualty insurance market has accelerated and gone global according to Chubb Chairman and CEO Evan Greenberg. With commercial insurance rates set to keep rising in 2020, are you prepared for the hard market? A year ago, we were seeing a slow, gradual...
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December 17, 2019
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How to Insure Your Employees During Business Travel

Employee business travel is an exposure that a business or enterprise of any size can face. Travel experts have noted that over a career of business travel the odds of an employee dying in a terrorist attack were around nine million to one. The odds of that employee falling ill...
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December 10, 2019