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business insurance expert

A graphic entitled 'Typical Lifecycle of your Property Claim'

Typical Lifecycle of a Property Claim

If your moderate to medium-sized business has sustained a property loss, waiting for the insurance claims process to complete can feel like forever. Timelines may differ between insurers or claims, and the process can go faster in some cases than in others. Waiting can be frustrating, but it can be…

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June 29, 2021
A graphic with binary code in the background and entitled 'Cyber Liability Insurance: The Time is Now! 3 Reasons to Buy Today'

Justin Foa: Why You Need Cyber Insurance

Why you need Cyber Insurance It’s been all over the news. SolarWinds in January, 100,000 Microsoft Exchange Servers in February, CNA Insurance (a large provider of cyber insurance) in March. Cyber attacks are everywhere. A cyber attack incident will occur every 11 seconds in 2021. That’s almost double 2019’s rate,…

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March 31, 2021
A graphic with a photo of Pete Carrucciu entitled 'Real Estate Market Conditions Update'

Real Estate Market Conditions Report

Your exclusive Real Estate market conditions update is here! Pete Carruciu, Senior Vice President of our Real Estate and Construction Practice, has provided his forecast for the Habitational Downstate NY market. The outlook right now may seem disheartening. But with the right guidance, your company can and will weather the...
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March 31, 2021
A graphic with a photo of a night time city skyline with an illustration portraying a network overlaid over top.

Resources For Your Industry

At Foa & Son, we pride ourselves on being true, trusted risk advisors. For 160 years, we have invested in developing and expanding our knowledge base specific to the industries that we represent. We also dedicate ourselves to providing expert guidance through good times and bad.  While we always prefer…

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February 17, 2021
A photo of Mervin McCormack and entitled '2021 P&C Market Forecast'

Exclusive P&C Market Forecast: 2021

Your exclusive P&C Market Forecast for 2021 is ready.  Wondering what to expect in the new year? Chief Marketing Officer Mervin McCormack has shared his insights in this helpful infographic.  He predicts that all P&C lines will see higher rates. Some of the lines leading the way on rate increases...
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January 26, 2021
A photo of Michael Pearl and a background of specie.

Producer Spotlight: Michael Pearl

As the Precious Metals, Fine Art, Jewelry & Specie Practice Leader at Foa & Son, Michael Pearl prides himself on exceptional customer service. What's his secret? For Michael, applying specialized expertise helps create unique solutions for his clients.  After graduating from the University of Colorado with a Bachelor's degree in...
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January 26, 2021
A graphic of bar charts indicating ratings across industries and entitled 'Section 1: Key Industry Ratings'

2020 Market Trends Report

Our exclusive Market Trends Report is here! This proprietary analysis provides exclusive ratings to help insurance buyers more fully understand the impact of market conditions on their insurance costs, terms, conditions and overall availability. Our report finds that insurance market volatility shows no sign of abating any time soon. With...
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December 17, 2020
A graphic of a macro photo of snowflakes and entitled '2020 Year in Review'

Foa & Son Pivots to Digital in 2020

Relationships are key to the insurance business. So when Covid-19 made in-person meetings rare, our team worked to maintain our commitment to our clients. Throughout the year, we found exciting ways to engage through the digital realm. At Foa & Son, we dedicate ourselves to providing expert guidance through good...
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December 17, 2020
A graphic with an overhead view of the front of a cargo ship and entitled 'Michael Lieberman's Food for Thought: The Cold Chain'

Food for Thought: The Cold Chain

Cold storage has become a hot topic during the pandemic as vaccine manufacturers address the logistics of storing and shipping frozen vials to points of vaccination, but the food industry has long been concerned with the integrity of the “cold chain”. Because of their cold storage needs, all types of...
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December 10, 2020
A photo of gold rings on a computer keyboard.

Pandemic Creates E-commerce Risks for Jewelers

By Michael Pearl -- As more and more sales move online in response to pandemic-related retail store closures, jewelers should beware of the potential for cyberattacks and other e-commerce-related risks. Theft-in-transit claims are also on the rise as jewelers ship these online jewelry purchases to buyers, making them susceptible to...
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October 20, 2020
A photo looking down at a group of professionals, seated at a wood table, shaking hands and using their laptops and mobile devices.

Insuring Key People

You know you need properly written property insurance to insure such physical assets as buildings, machines or equipment, stock, inventory and so forth, to ensure the continued operations and profitability of your business. Aside from tangible physical assets, though, many businesses, especially smaller businesses with fewer employees and/or thinner management...
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October 29, 2019